Tech Mahindra Unveils i.GreenFinance — AI Platform for Transparent Green Loans
With an aim to ease the management of green and sustainability-linked loans, financial institutions across the globe, Tech Mahindra has unveiled a fresh platform named i.GreenFinance. The company made this revelation on 28 November 2025.
i.GreenFinance has been designed to support banks, investors and other players in the finance sector who want to provide sustainable lending products. The platform merges ESG (environmental, social, governance) data management with AI and cloud technology from Amazon Web Services (AWS) to offer a seamless experience for the green loan lifecycle, starting from origination, evaluation and approval, disbursement tracking, reporting and compliance.
Technology Green Financing (i.GreenFinance) is a revolutionary platform that changes the rules of the game in the telecom sector. By using cloud computing, artificial intelligence (AI), and machine learning (ML), it totally changes the way green loans are issued. With this tool, firms can obtain the review records of the most eco-friendly projects in a fraction of the time, which results in a faster loan approval process facilitated by AI and machine learning and using cloud technology as the very first step.
In addition, the whole operation is kept interconnected and safe with the help of Amazon Web Services cloud technology, which is the basis for i.GreenFinance. The ESG scores of the companies are available and secure, as well as being deeply integrated into various departments of the banks.
Core capabilities
- The platform enables the automation of sustainability assessment and ESG scoring of loan applications. AI and natural language processing techniques are used to evaluate the project documentation and borrower inputs to decide the eligibility of the projects under the green lending criteria.
- The platform generates feasibility and credit assessments that integrate environmental, technical, and financial parameters, thus providing a clearer picture of the sustainability and the financial viability of a project to the lenders.
- i.GreenFinance links loan disbursements to sustainability milestones that have been verified and to documentary evidence, thus facilitating the monitoring of the use of funds in real-time. Lenders are able to ascertain whether funds are being used for the intended green purposes.
- Besides that, it also produces audit-ready sustainability reports. This is a great help to financial institutions in complying with the emerging regulatory requirements for transparency in green finance, especially in those jurisdictions where ESG disclosures are getting stricter.
The platform is capable of supporting more than fifteen industry sectors, thus it is very accommodative for lenders who are financing projects in various sectors.
Why the platform is needed
As highlighted by Sandeep Chandna, Chief Sustainability Officer at Tech Mahindra, the challenge in scaling green and sustainability-linked loans lies in inconsistent ESG data, fragmented regulatory frameworks, and absence of a standardized evaluation model across global markets.
These obstacles make it difficult for lenders to trust ESG data, assess sustainability properly, and ensure compliance in multiple jurisdictions. i.GreenFinance aims to address precisely these issues by offering a unified, transparent, and intelligent platform that automates complex assessments, streamlines ESG data collection, and delivers verifiable sustainability reporting.
Technology foundation and partnership
The platform is essentially constructed on AWS’s secure cloud infrastructure and it utilizes AWS’s generative AI and advanced analytics capabilities via the AWS Gen AI Innovation Centre. As a result, the service provides enterprise-grade scalability, data security, and global governance compliance, all of which are key requirements for financial institutions that are operating in multiple geographical locations.
Satinder Pal Singh, Director of Solution Architecture at AWS India & South Asia, said that the collaboration helps banks to integrate social and environmental aspects into their business practice in a way that is measurable and transparent by making data-driven lending decisions aligned with ESG criteria.
Global relevance and future proofing
i.GreenFinance is a platform that is ready for implementation worldwide: its services are not only for highly developed economies with strict climate regulations but also for the less developed countries where green lending is at the initial stage.
The platform has been assembled to be adaptable in the future when ESG frameworks and reporting standards will be different worldwide. This means that banks will be able to fulfill their obligations in the long run without having to make frequent changes to their processes.
Implications — for lenders, borrowers, and climate goals
By employing the i.GreenFinance system, lenders get operational efficiency, improved transparency, and strengthened compliance capabilities. The feature that allows the automation of ESG scoring and documentation helps in reducing the manual work, cutting down on the risk of mistakes, and speeding up the whole decision-making process. The loan application process, in particular, for enterprises that are looking for green financing, becomes easier to understand, more organized, and has the potential of being completed in less time.
The platform, from a wider point of view, may assist in the global increase of green lending by solving the problem of one of the main bottlenecks: standardization and transparency. Therefore, if it is broadly utilized, i.GreenFinance can be a source of new projects based on renewable energy, sustainable infrastructure, or climate-resilient practices, which, in turn, may help in the achievement of global climate goals.
What this really means
i.GreenFinance is the move that places Tech Mahindra right in the middle of the sustainable finance revolution. It acts as a connector between technology, the regulation, and ESG accountability. For financial institutions that are trying to cope with the challenges posed by handling multiple jurisdictions and the constantly changing climate regulations, the platform is a unifying solution that they very much need.
In reality, this may produce a result whereby the sustainable lending market moves at a quicker pace thus leading to better ESG governance and the creation of more reliable green loans which is one of the crucial steps towards financing a more eco-friendly future.